Loans
You can access credit facility from as low as N50,000 to as high N2,000,000 for both salary earners and business owners with a competitive rate and 3 months tenor.
Services
What we can offer you
Savings
We offer various savings products as shown below with a very competitive interest yeild paid monthly on per-anum basis.
Advisory
As part of our social responsibility, we offer advisory role to our customer to help them better manage their investment and keep better records.
Money Transfer
We make local money transfer on behalf of our customers to any Nigerian bank
Investment
Our yeild on customer's investment with us are high and very competitive. Rates are flexible and negotiable.
FLEXI SAVINGS ACCOUNT
This product encourages the targeted customers (Artisans, market women, students, junior workers in paid employment, house wives, petty traders etc.) to keep their money in the Main Trust Micro Finance bank for safe keeping. It attracts as high as 5% per annum, which is computed on average daily credit balances.
TARGET SAVINGS ACCOUNT
This type of product enables the targeted customers (Artisan, couples, singles and other selected individuals) to have access to personal support loan facility. The maximum loan facility that could be granted to each customer per time would be determined.
EXCLUSIVE SAVINGS ACCOUNT
This product encourages the target market group (start-ups, corporate bodies, professionals, small and medium scale enterprises, groups/association and corporate bodies) to save towards a particular project.
SALARY EARNER SAVINGS ACCOUNT
The main purposes of this product are itemized below: This product encourages all salary earners and other customers that receive inflow once a month to save a certain amount of their monthly pay-outs on a monthly basis.
PROJECT SAVINGS ACCOUNT
The modalities underlying the operation of project savings account are provided below:
MINIMUM A/C OPENING BALANCE- N10, 000 (The cost of pass book for operating this type of deposit product is N500).
The funds can only be withdrawn twice in a quarter by the customer operating this type of product
Average daily credit balance of N10, 000 (minimum) will attract interest at 8% per annum payable monthly.
This type of account product attracts loan facility termed “project support loan.”
COOPERATIVE SAVINGS ACCOUNT
This type of account is designed to encourage the market men and women, taxi drivers and civil servants to save on a daily basis with a view to having access to a facility termed “cooperative loan” will be given to the above mentioned classes of workers in batches. This type of account is designed to encourage both the individuals and the corporate bodies to cultivate saving habit, which in turn grant them access to facility such as “women empowerment”, “consumer finance” or “lease facility” and “entrepreneur support loan.”
BUSINESS PARTNERS CURRENT ACCOUNT
This type of account is designed to encourage both the individuals and the corporate bodies to cultivate saving habit, which in turn grant them access to facility such as “women empowerment”, “consumer finance” or “lease facility” and “entrepreneur support loan.”